Welcome
Krause Team
Leadership
* For Illustrative Purpose Only Not for Public
Excellent Employee Healthcare
- More Affordable for Middle Income Families 20% – 50% Savings
- Flexible Open Network Including All Doctors and Hospitals Nationwide
- Transparent Medical Procedure Pricing Known in Advance
- Family Friendly with $1,000 Total out of pocket Maternity plan
- Robust for Major Medical events Additional Expenses
$2 Million Projected Annual Saving
American Healthcare Needs Innovation Traditional Companies & Legacy Plans are Restrictive & Expensive
“Warren Buffett – American Healthcare is a
Tapeworm
2023 Group Healthcare Premiums Soar
Old Way
Legacy Cigna Plan
- Expensive
- Restrictive Network
- Hidden Costs
- Controlled Access
- Heavy Regulation
VS
Innovative Way
MightyWELL Plan
- Affordable
- Flexible Network
- Transparent Cost
- Freedom of Choice
- Free Market
Old Way
Legacy Cigna Plan
- Expensive
- Restrictive Network
- Hidden Costs
- Controlled Access
- Heavy Regulation
VS
Innovative Way
MightyWELL Plan
- Affordable
- Flexible Network
- Transparent Cost
- Freedom of Choice
- Free Market
Old Way
Legacy Cigna Plan
- Expensive
- Restrictive Network
- Hidden Costs
- Controlled Access
- Heavy Regulation
VS
Innovative Way
MightyWELL Plan
- Affordable
- Flexible Network
- Transparent Cost
- Freedom of Choice
- Free Market
MightyWELL Cornerstones of Healthcare
Four Cornerstones of Innovative Design
HSA Preventative
Health Saving Account encourage Individual choice, control cost, efficient and tax savings too: 2023 contribution max single $3,850 and family $7,750
CarePlus
Self-Funded Plan designed for preexisting and immediate medical needs, best suited for employers with over 30 employees
Health Share
Nonprofit medical bill paying fund with Transparent Fast Pay for providers.
Living Benefit
Plan option providing funds to pay for any expense when major medial events occur including non-medical.
Compare Plans
Group
Cigna
MightyWELL
MightyWELL
Plan Type
Self Funded
Self Funded
Health Share
Premium
$684 EE & $2,042 Family
$500 EE & $1,500 Family
$350 EE & $1,000 Family
Deductible
$1,500
$5,000
$1,000
Coinsurance
80% - 20%
80% - 20%
100%
Network
Cigna
All doctors nationwide
All doctors nationwide
Office Visit
$30 / $60
HSA Self-Pay
HSA Self-Pay
Illustrative Prelimenary Quote
Quote
Class
Cigna
MightyWELL
Participants
Employee
$684
$330 - $550
580
Employee & Spouse
NA
$532
25
Employee & Spouse
$1,700
$500 - 1.2K
25
Family
NA
$3,000,000
20
Total Annual
$5,000,000
$3,000,000
650
$2 Million Projected Annual Saving
Healthcare Event Feb 2023
Service tech injured neck
- Doctor & Facility Choice – Navicent Hospital, Macon, GA
- Procedure Choice – Neck disc surgery
- Transparent – Procedure originally priced at $90K, then properly repriced at $29,600
- Affordable – Client out of pocket cost – $1,000
- Amazing – Balance fully paid by Health Share within 30 days $28,600
How Excellent Healthcare works?
- Excellent Healthcare is Family Friendly
- Affordable for middle income families
- Patients & Doctors choose treatment course
- The Individual is Empowered as Payer
- Excellent Healthcare is Transparent
- Comprehensive for catastrophic events
Mandated ACA is Misguided
and Unsustainable
- Mass Lockdowns
- Elective Abortions
- Transgender Surgeries
- Inflated Procedure Prices
- Lack of Price Transparency
Compare: Mandated ACA vs Personalized Healthcare
Client Financial Impact
Expense
ACA
Participants
Premium
$7,400
$4,216
Deductible
$5,000
$1,000
Co-Pay
80% / 20%
None
Procedure Price Quoted
$87,000
$33,000
Plan Benefit
? hidden ?
$32,000
Catastrophic Plan Benefit
$0
$100,000
Client Financial Impact
$13,900 out of pocket
$94,800 client's to keep
MightyWELL Client Difference $108,700
Employees and their families enjoy the benefits of Excellent Healthcare
Laparoscopic Gallbladder Surgery Female Age 38
- Transparent – Original Price $33,694 repriced at $9,500
- Affordable – Procedure costs fully paid after $1,000 out of pocket cost
- Doctor & Facility Choice – Piedmont Hospital Rockdale County, GA
- Procedure Choice – Laparoscopic Gallbladder Removal
