Employer Sponsored
Self-Funded Plan
Designed for Pre-Existing and Immediate Medical Needs
Choice
Freedom navigate healthcare without network restrictions.
Transparent
Clients have access to transparent pricing and bill negotiation services.
Concierge Service
Clients gain access to medical advocacy and support.
Plan Details
Participation Under 50 employees 100% of employees rate
| Deductible | Coinsurance | Out of Pocket Max | |
|---|---|---|---|
| Individual | $5,000 | 80% | $7,900 |
| Family | $9,000 | 80% | $16,000 |
| Prescription | Deductible | Coinsurance | Out of Pocket Max |
|---|---|---|---|
| Individual | $1,000 | 20% | $1,200 |
| Family | $2,000 | 20% | $2,100 |
Prescription
| Type | Coinsurance | Coinsurance |
|---|---|---|
| Tier1 Generic | 20% | 20% |
| Tier 2: Preferred Brand | 20% | Tier 2: Preferred Brand |
| Tier 3: Brand | 20% | Tier 3: Brand |
| Tier 4: Speciality | 20% | 20% |
Benefits Included not subject to Deductible
- TeleDoc
- Immunizations
- Mammograms
- Colonoscopies
- Female Wellness Exams
- Diet Counseling
- Screenings
- Prescription Discounts
Preliminary Rates
| Class | HSA | Co-Pay |
|---|---|---|
| Employee | $540 | $568 |
| Employee & Spouse | $1000 | $1,052 |
| Employee & Children | $1,000 | $1,052 |
| Family | $1,546 | $1,633 |
Dependent Child up to age 26
* Subject to Underwriting
Families Save Mighty Big with Preventative HSA and Healthshare
| Family ACA Plan $5,000 Deductible: 80% / 20% Co-Pay | MightyWELL Plan MEC + HSA + HealthShare | |
|---|---|---|
| Annual Premium | $16,812 | $10,000 |
| Insured's Share of $10K Medical Costs | $5,000 Deductible | $1,500 Member Portion (UA) |
| Insured Co-Pay 20% | $1,000 | $0 (no co-pay) |
| Expenses Subtotal | $22,812 | $11,000 |
| Federal Tax Savings* | $0 | $1,752 |
| State Tax Savings* | $0 | $365 |
| Net Expenses (out-of-pocket minus savings) | $22,812 | $9,383 |
| Total (Net Savings with HSA Plan) | $13,429 In Savings |