How Much Does MightyWELL Cost? Monthly Prices by Age and Household

The MightyWELL Concierge bundle costs $315 to $1,042 a month. A non-tobacco individual aged 18–45 pays $315 a month with a $5,000 unshared amount or $360 with $2,500; a family pays from $737. Price depends on four things only: who is on the plan, the primary member's age, tobacco use, and the unshared amount you choose. There is no health questionnaire that changes the price, and you can enroll online any month of the year.

Every price, in one table

Monthly price for the Concierge bundle, by the primary member's age (18–64). Pick a $2,500 or $5,000 unshared amount; the higher amount lowers your monthly price.

Non-tobacco: monthly price, MightyWELL Concierge bundle
HouseholdAge 18–45, $5,000 unsharedAge 18–45, $2,500 unsharedAge 46–64, $5,000 unsharedAge 46–64, $2,500 unshared
Individual$315$360$389$445
Individual + Spouse$503$560$622$695
Individual + Child(ren)$532$589$659$732
Family$737$800$913$992
Tobacco users: monthly price, MightyWELL Concierge bundle
HouseholdAge 18–45, $5,000 unsharedAge 18–45, $2,500 unsharedAge 46–64, $5,000 unsharedAge 46–64, $2,500 unshared
Individual$365$410$439$495
Individual + Spouse$553$610$672$745
Individual + Child(ren)$582$639$709$782
Family$778$850$963$1,042

What's included in the price

  • Minimum Essential Coverage (MEC) plan with $0 ACA preventive care
  • Set copays for primary, specialist, urgent and virtual care
  • Lyric virtual urgent care, $0, 24/7
  • ShareWELL health sharing for hospital stays, surgeries and other major medical events above your unshared amount
  • Concierge care: a team that negotiates bills, finds fair prices and handles paperwork
  • MightyWELL RX prescription savings at more than 60,000 pharmacies

What changes the price

  • Household: individual, individual + spouse, individual + child(ren), or family.
  • Age of the primary member: two bands, 18–45 and 46–64.
  • Tobacco use: tobacco users pay about $50 a month more.
  • Unshared amount: $2,500 or $5,000. This is what you pay toward a large eligible bill before ShareWELL members share the rest.

Plans aren't available to people 65 or older; at that age Medicare is the better fit.

An example

A 38-year-old self-employed designer chooses the $5,000 unshared amount and pays $315 a month. A sick visit costs a set copay. A telehealth visit at 2 a.m. costs nothing. If she has an $18,500 ER visit, she pays her $5,000 unshared amount and the eligible remainder is shared by the community. With the $2,500 option, she'd pay $360 a month and $2,500 of that bill.

How to get your exact price and enroll

The price check asks four questions (no email required) and shows your monthly price. When you are ready, you can enroll online:

Prefer to talk it through? Call (800) 269-1451 (Monday–Friday, 9 AM–5 PM ET) or request a custom quote. Employers can get group pricing for teams of any size.

Still comparing? See how MightyWELL compares with ACA plans and who it's a good fit for.

Common questions

How much is MightyWELL per month?

The Concierge bundle is $315 to $1,042 a month. A non-tobacco individual aged 18–45 pays $315 with a $5,000 unshared amount; a family starts at $737.

Are there enrollment fees or contracts?

There is no long-term contract: you can cancel your MightyWELL plan at any time, subject to the standard notice period. Final pricing is confirmed before you complete enrollment.

How do I enroll in MightyWELL?

Enroll online at https://portal.mightywellhealth.com/enroll-now/tn_mightywellhealth_mightywellhealthwebsitelink, or call (800) 269-1451. You can join any month of the year.

Does my health history change my price?

No. The price depends on household, age band, tobacco use and unshared amount. Health history affects when pre-existing conditions become eligible for sharing, not what you pay.

MightyWELL plans are not insurance. ShareWELL is a health care sharing community, not insurance, and sharing is not guaranteed. Prices are monthly estimates for the Concierge bundle; final pricing is confirmed at enrollment.

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