CHOICE Arrangement
Formerly ICHRA. You set the budget; your team chooses the plan.
What is a CHOICE Arrangement?
A tax-free monthly allowance each employee puts toward their own health plan.
How a CHOICE Arrangement Works
You set the contribution
A monthly allowance per employee or class.
Employees choose their plan
Each picks an individual plan that fits.
You reimburse, tax-free
Premiums reimbursed up to your allowance.
See a CHOICE Arrangement in Action
Why Employers Are Moving to CHOICE Arrangements
Control your budget
A fixed monthly contribution. No renewal surprises.
Give employees choice
Each person picks the plan that fits.
Increase flexibility
Set contributions by role or location.
Scale with confidence
5 or 500 employees, any state, no carrier minimums.
Stay compliant
Designed properly, meets ACA employer requirements.
Simplify administration
Less plan management and renewal negotiation.
Why MightyWELL for Your CHOICE Arrangement
- One platform for traditional & alternative plans
- Streamlined enrollment for every employee
- Monitoring & management built in
- Guided design of contributions & classes
Make Benefits Predictable Again
Get a quote built around your budget.