Know the Price Before You Go

No. These are cash prices: what a facility charges someone paying directly, with no plan involved. On a MightyWELL plan you are typically responsible only for your unshared amount on an eligible medical need; the membership shares eligible costs beyond that. A $12,000 cash price does not mean $12,000 out of your pocket.

The set dollar amount you pay on an eligible medical need before the membership shares the rest. You choose it when you enroll, and it, not the cash price shown here, typically determines what you pay.

Lower prices keep the membership healthy and monthly contributions down. They also show when one facility charges several times more than the next, and give you a real number if you pay out of pocket.

Federal law requires hospitals to publish their prices, including cash rates. We collect and clean those files from thousands of hospitals and compare them with what Medicare pays.

The price a hospital charges when you pay directly instead of through insurance. It is often far below the list price, and sometimes below an insurance plan's negotiated rate.

The list ("chargemaster") price is an inflated sticker price almost nobody should pay, but the uninsured are often billed it. Seeing it next to the cash price shows how much you can save.

No. These are estimates from each hospital's published data, and your price can vary with your care. Always confirm the price with the facility before you go, and get it in writing.